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Loss, Theft, Destruction, or Nonreceipt of Bonds
If your bond is lost, stolen, destroyed, mutilated, or not received, we'll either replace it with a bond bearing the same issue date or we'll pay you its redemption value (as long as you can give us sufficient information and evidence to support your claim).

You should keep current and complete records of your savings bond inventory including bond serial numbers, registrations, and social security numbers, in a safe place separate from the bonds. This will help us to identify and replace any missing bonds.

If you discover a record of some HH/H bonds and you're not sure if the bonds have been cashed or are missing, contact our office before filing a claim form.

If Your Bond is Lost Before You Receive It
If you complete an exchange application for the exchange of Series EE/E bonds for Series HH bonds, and you don't receive the HH bonds within a few weeks, contact the institution where you submitted the exchange. The institution will find out why you didn't receive your bonds. If the bonds can't be located, the institution will help you complete a claim form to request replacement bonds.

If Your Bond is Lost, Stolen, or Destroyed After You Receive It
Even though most bond owners are careful, accidents still happen. Bonds are sometimes accidentally thrown away after owners take them out to count them. Unfortunately, bonds are also lost or destroyed as a result of fires, floods, and thefts. To get a bond replaced:

  • complete Form PD F 1048, describing the missing bond(s) as fully as possible, and
  • mail the form to Bureau of the Public Debt, Parkersburg, WV 26106-1328.
Upon approval of the claim, we'll replace the bonds or pay you for the value of the bonds.

NOTE: Once you receive replacement bonds or payment for lost bonds, the original bonds belong to the U.S. Government. If you find bonds after receiving replacements or payment for them, please return them to us.

Return to Main Menu for Series HH/H Bonds

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Updated June 18, 2026
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