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This is a series of Frequently Asked Questions about what your bonds are worth.
1.2) When does my bond increase in value? 1.3) Do you have a computer program that calculates the current value of my savings bonds? 1.4) I noticed the Savings Bond Wizard and Current Redemption Value programs only work for IBM compatible PCs. Do you have anything available to help MacIntosh users price bonds? 1.5) What is the value of my Series HH savings bond?
1.1) How can I determine the value of my savings bonds? You can get free copies of simplified redemption tables for $25 Series E Savings Bonds and Savings Notes and $50 Series EE and Series I Savings Bonds (PD F 3600) from our forms ordering program. You can also look at the Savings Bond Earnings Report. This report contains semiannual redemption values for Series EE, E, and I savings bonds, and Savings Notes. Values for other denominations can be calculated from the values shown. Savings bond yields for the "current" six-month earnings period and from issue are also shown. Print the file using Windows Notepad or your favorite text editor. Delete any page headers or footers and print landscape (with 0.00" left and right margins).
1.2) When does my bond increase in value? Series EE and I Bonds issued on or after May 1, 2026 increase in value every month. Most bonds issued prior to May 1997 increase in value every six months. There are exceptions for bonds issued March 1993 through April 1995 - these bonds increase in value the first of every month during the first five years. After that, they increase in value semiannually, unless monthly increases are needed to make sure the bonds earn at least 4%. If you're going to cash a bond, it's a good idea to do so in the month interest is added to the bond's value. For example, a bond with an issue date of February 1990 increases in value every August 1 and February 1. If you cash this bond in July, you receive the same amount as if you had cashed it the prior February; but if you wait until August 1 to cash the bond, you receive another six months of interest. Be careful if you have old E bonds. Some of them had original maturity periods that were 9 years and 8 months (if issued 5/52-1/57), 8 years and 11 months (2/57-5/59), 7 years and 9 months (6/59-11/65), or 5 years and 10 months (6/69-11/73). In extended maturity periods (periods that are after original maturity and are usually 10 years long), interest is added every six months, starting with six months after original maturity (which might have been 5 years and 10 months after issue). If you have old bonds, you might want to check to see if they're still earning interest. For more detailed information, see When Your Bonds Increase in Value.
1.3) Do you have a computer program that calculates the current value of my savings bonds? Yes! You can download our Savings Bond Wizard. It's a really neat financial management tool that:
1.4) I noticed the Savings Bond Wizard and Current Redemption Value programs only work for IBM compatible PCs. Do you have anything available to help MacIntosh users price bonds? Yes! Although we're looking for better ways to accommodate all users in the future, we have a number of alternatives currently available to Mac users (and everyone else for that matter). . .
1.5) What is the value of my Series HH savings bond? HH bonds are issued at face value and cashed at face value. For example, a $500 HH bond is worth $500 when cashed. Series HH bonds pay interest to the owner every six months.
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