Have Your Savings Bonds Stopped Earning Interest?

It's important to periodically check your bonds to make sure that they're still earning interest. This is especially true for Series E bonds and savings notes since (unlike the H and HH series) you don't receive regular interest payments from Treasury. The table below will help you determine if your bonds have stopped earning interest.

The following savings bonds no longer earn interest:

SERIES	ISSUE DATE
E	May 1941 through July 1962 and December 1965 through July 1972
H	June 1952 through July 1972
HH	January 1980 through July 1982
Savings Notes	May 1967 through October 1970
A, B, C, D, F, G, J, K	All issues

If your bonds have stopped earning interest, you should cash them in or exchange them.

In general, savings bonds earn interest for different lengths of time depending on the series of the bond and, in some cases, when the bond was issued. Use the table below to determine how long your bonds will earn interest.

SERIES	DATE OF ISSUE	NUMBER OF YEARS BONDS EARN INTEREST
E	May 1941 - November 1965 December 1965 - June 1980	40 years 30 years
H	June 1952 - January 1957 February 1957 - December 1979	29 years, 8 months 30 years
Savings Notes	All issues	30 years
EE	All issues	30 years
I	All issues	30 years
HH	All issues	20 years

Are you looking for a specific bond series?

Series EE/E

Series HH/H

Series I

Updated July 1, 2026