The
Savings Bonds Owner's Manual
For owners
of I Bonds, Series EE Savings Bonds issued May 1997 and later,
and Series HH Savings Bonds
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Table
of Contents
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Contacts and Resources | ||||||
Table of Contents
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1.1. How to use this manual
1.2. A brief description of savings bonds
2. General features of the I Bond and Series EE Savings Bond
2.1.Overview of benefits
2.2. Interest accrual and compounding
2.3. Tax exemption, deferral and reporting
2.4. Restrictions on redemption
2.5. Maturity periods
2.6. The Education Tax Exclusion (Education Savings Bond Program)
2.7. Comparison of the I Bond and Series EE Savings Bond
3. Buying I Bonds and Series EE Savings Bonds
3.1. Where to buy
3.2. Requirements for buying
3.3. Purchase limits
3.4. Registration options
3.5. Savings bonds as gifts and prizes
4.1. Maintenance
4.2. Reissuing (re-registering) savings bonds
4.3. Lost, stolen or destroyed savings bonds
4.4. Ownership not transferable
4.5. Chain letters, pyramid schemes and collateral
4.6. When a savings bond owner dies
5.1. Who can redeem
5.2. Where to redeem
5.3. How to redeem
5.4. When you can redeem
5.5. When you should redeem
5.6. How redeeming affects your taxes
6. Information about the individual series
6.1. The I Bond
6.2. The Series EE Savings Bond
6.3. The Series HH Savings Bond
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Table
of Contents
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Contacts and Resources | ||||||